Why Choose Us?

• We are not sales agents. We do not receive any commissions from our clients' purchase or sale of any investment or insurance products. While we may determine that you are in need of a financial product, you are free to acquire that product from any company you choose. In other words, our advice is brand neutral.
• We are a fiduciary. We are governed by a duty to act in our client's best interests. You may be surprised to learn that many who call themselves “financial advisers” are not required to maintain this standard. Make sure that you obtain confirmation of this fiduciary standard in writing from any adviser you choose.
• We are an independent company. We are not subject to company mandates regarding sales quotas or the placement of proprietary company products with our clients. This can have a significant influence over the advice you receive from other firms.
• We provide comprehensive financial planning, not just investment advice. Our areas of expertise also include life goals, retirement needs, insurance coverages, tax minimization, education funding, company benefits, estate planning and special needs for business owners.
• We provide advice on a "fee-only" basis. We are different from advisers that charge commissions or a mixture of both fees and commissions ("fee-based" advisers), because we do not accept commissions from transactions involving investment or insurance products. Our fees are derived solely from our clients. We do not accept any hidden charges or third party referral fees. Only a small fraction of financial advisers operate this way.